When Insurance Won’t Pay After a Motorcycle Accident
Pursuing Insurance Litigation
You paid your premiums. You followed the rules. Then someone crashed into you—and now the insurance company is dragging its feet, denying your claim, or offering you pennies on the dollar.
That’s not just wrong—it’s a setup.
If the Insurance Company’s Playing Games—We’ll Go to War for You
At The Biker Lawyers, we’ve been through this too many times. When insurance companies refuse to pay fairly after a motorcycle crash, we fight back with insurance litigation—which basically means we take them to court.
What Is Insurance Litigation, in Plain English?
It means you’re suing the insurance company because they didn’t do what they were supposed to.
Maybe they:
- Denied your claim for no good reason
- Delayed payment over and over
- Offered you way less than your claim is worth
- Blamed you unfairly
- Tried to confuse you with legal jargon and paperwork games
If any of that sounds familiar, you don’t have to just take it. You can fight back—and we can help.
Other Frequently Asked Questions About Insurance Litigation
Click the (+) on any of the questions below.What is insurance litigation?
It means suing the insurance company because they didn’t pay your claim fairly. We handle the paperwork, court filings, and legal fight for you.
How do I know if I have a case?
If your claim was denied, underpaid, delayed, or handled unfairly, you might have a case. We’ll review it for free and tell you straight.
What’s the difference between a regular claim and a bad faith claim?
A regular claim is when you ask for payment. A bad faith claim is when the insurance company doesn’t handle your claim honestly or fairly—which can lead to bigger penalties.
Will I have to go to court?
Not always. Many cases settle before trial. But if they won’t pay up, we’ll be ready to take it all the way.
How long does it take to sue an insurance company?
Every case is different. Some settle in weeks, others take months or more. We’ll keep you in the loop every step of the way.
Can I sue my own insurance company?
Yes. Especially in cases involving uninsured/underinsured motorist claims. If your policy says they’ll cover you, they have to follow through.
Why Do Insurance Companies Act This Way?
Simple: money. The less they pay out, the more profit they make.
They bet on the fact that you’re hurting, frustrated, or just trying to move on—and they hope you’ll accept a low offer or give up entirely.
That’s where we come in. We know how these games work. We know their tactics. And we’ve spent decades beating them in courtrooms across Iowa and Minnesota, Wisconsin, Nebraska, Illinois, and Missouri.
What Kind of Motorcycle Crash Claims Can Lead to Litigation?
We help bikers sue insurance companies for:
- Personal injury claims they wrongfully denied
- Property damage claims that were ignored or underpaid
- Uninsured or underinsured motorist claims
- “Bad faith” — when the insurance company didn’t even try to treat you fairly
Bottom line: if they didn’t hold up their end of the deal, we’ll make them.
What Does It Cost to Sue an Insurance Company?
With us? Nothing up front.
We work on a contingency fee, which means we don’t get paid unless you win. If the insurance company screws you over, we front the cost of taking them to court and only get paid if you get paid.
What If I Already Accepted a Low Offer?
If you signed and accepted a settlement, your options may be limited—but not always. Give us a call and we’ll review your case for free.
The sooner we talk, the more we may be able to do.
Related Resources
Don't Pursue Insurance Litigation Alone.
Ride to recovery with lawyers you can trust.You Paid. They Played. Now It’s Time to Get Paid.
Here’s the bottom line: Some four-wheeled clown wrecked your ride, and now the insurance company’s ghosting you like a bad Tinder date. Sound about right?
Don’t get mad—get even.
You’ve got rights, you’ve got a case, and with us? You’ve got firepower.
Call The Biker Lawyers now—we’ll talk through your options and, if needed slap that denial with a lawsuit so fast, they’ll think it came with a side of whiplash.
Remember: Justice doesn’t ride in slow… it rolls in loud. Call (319) 294-4424 or click here.
Posted on June 16, 2020 at 3:11 PM by The Biker Lawyers UPDATED: July 7, 2025 at 2:11 PM